First Time Buyer

Buying your first home can be quite a daunting thought and may bring lots of questions. How can I save for a deposit? What can I borrow? How does the process work? What solicitors do I use? Where do I start? What does a fixed rate mean?

Here at ARC Mortgages we are here to help you every step of the way. We start by meeting with you to discuss your plans, where are you now? Do you have any savings? What plans can we put in place to help you save for a deposit? We have great relationships with local estate agents and have online conveyancers so as the whole process runs as smoothly as possible.

We will be with you as much or as little as you wish so as to make buying your first home a happy and stress free experience.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Please note...

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.